As a business owner, you set-out to make the best decisions for your growing business, your talented employees and yourself. This includes decisions about business insurance. You know you need excellent coverage.
You don’t, however, have time to become an expert in business insurance. That’s where your local business insurance agency – Mahar Insurance can help. Let’s start by discussing a business owner policy.
What is a business owners policy?
A Business Owners Policy (BOP) combines property, liability and business interruption coverage for small to medium-sized businesses. This packaged coverage is generally less expensive than when purchasing coverage separately. With a BOP you have the ability to customize the policy to meet your individual Michigan business needs.
Perhaps you need general liability coverage that includes operations. Or, you need to add business auto coverage or commercial property insurance. Whether you are a home-based business, small service provider or licensed Michigan contractor, Mahar Insurance will work with you to find the right combination of business insurance coverage to meet your specific company needs.
Contact Mahar Insurance Agency of Dowagiac to learn more today! We will help you find the ideal Business Owners Policy for your surrounding Dowagiac Michigan area business.
What types of Supplemental Coverage is available of Michigan businesses?
• Extended liability for additional insureds.
• Debris removal, personal property.
• Tools and equipment.
• Valuable records protection and accounts receivable.
In addition to advising you on the right coverage, we provide additional services, such as:
• Loss Prevention Programs—with our insurance company partners, we can evaluate your business’s current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your insurance costs, but also increase your productivity by avoiding downtime.
• Quick Claim Response—when you do have a claim and need fast and fair service, we work with you to make that happen. That’s why we only represent companies with excellent records for settling claims fairly and promptly.
• Competitive Rates—many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing.
To see if your Southern Michigan business qualifies for one of these special programs, contact Mahar Insurance Agency for more information.
Give us a call at (269) 782-8646