During this time of year most people living in Southern Michigan have two thoughts in mind …
1) What am I going to do for Valentine’s Day this year?
2) How much more snow will we get before Summer?
Ironically, the answer to both are strangely tied to insurance.
“How?”, you wonder.
Well, lets start with the first thought.
Does Your Insurance Show You The Love
My response is a bit “extreme” with plenty of pun intended.
In 1990, Extreme debuted a saying called “Sayin I Love You“.
Today, the song is greatly considered one of the greatest monster ballads of all time.
Part of the lyrics include the following phrase:
“… if you only knew, how easy it would be to show me how you feel. More than words is all you have to do to make it real,
Then, you wouldn’t have to say that you love me. Cause I’d already know.”
When you provide protection for the ones you love, and the properties you share with them — you show that you love them without the words.
A security system says, “I value our safety” and “I choose to protect our home and valuables”.
Full coverage on a vehicle from a quality insurance provider says, “your life matters to me” and “the vehicle we drive is an asset to your lifestyle”.
Now, listen up guys… listen closely.
You still need to do special things like:
- buy flowers and chocolates,
- surprise her with a day at the spa,
- set special time aside, etc.
Likewise, your insurance provider needs to do more than just provide protection.
How to know to your insurance provider is showing you love everyday?
In case you have not noticed, I have used the term “insurance provider“, not “insurance company“.
Here’s my reasoning.
An insurance company is designed to sell you their insurance regardless of what is best for you.
For example, you’ll never see a State Farm Insurance commercial suggesting American Modern Insurance is the best options for classic cars.
And, it is highly unlikely — a green gecko is going to inform you that in 15 minutes of less Foremost Insurance is more cost-effective than Geico for your RV Insurance.
On the other hand, an insurance brokerage, such as Mahar Insurance Agency represents various “insurance providers”, and is able to guide you towards working with the “insurance company(ies) that best fit your needs.
For example, if you have never had an accident, and you have owned your home for more than 1 year they might suggest “Liberty Mutual“, because they offer both an multi-line discount and accident forgiveness.
Now, that is showing you the love.
Moving on, let’s address the “snow issue” before Summer.
Even Insurance Can’t Stop The Snow
While we can not predict the weather, much less prevent it from happening.
We can ensure you and the people you love of one thing.
We are allows their for you.
No shenanigans, excuses, or other.
Here are some real life crazy examples of protection from snow and ice:
A home protected from wet snow collapsing a roof via Safeco Insurance, show a claim agent on the scene in less than 24 hours.
A patch of ice caused a father and son to flip their toy hauler. Fortunately, they were not hurt, but, their snowmobile got trashed. Progressive Insurance has a full replacement check in their hands within 2 weeks.
A contractor carrying industrial pneumatic and hydraulic torque wrench equipment in the back of his truck was robbed. Travelers Insurance has the business covered and back on the job in record time.
The Morale of the Story?
If you live in Southern Michigan stop worrying about when the snow will stop, and what you are going to do for Valentine’s Day.
Instead, make should the people that matter on Valentine’s day are protected whether it is windy and snowing, or a beautiful sunny day.