Frequently Asked Questions

What does DP-3 Mean To Rental Property Insurance?

What does “DP” mean?
DP stands for Dwelling Property, a class of coverage for housing insurance created by the Insurance Standards Organization. The number is a designation for one of several standard DP packages.

What does DP-1 Signify?
DP-3 offers comprehensive coverage for rental and seasonal occupancy classes. The coverage is similar to standard homeowners insurance policies.

What does DP-1 Means for Rental Property Insurance?

What does “DP” mean?

DP stands for Dwelling Property, a class of coverage for housing insurance created by the Insurance Standards Organization. The number is a designation for one of several standard DP packages.

What does DP-1 Signify?

DP-1 offers named peril coverage for owners, rental, seasonal, and vacant occupancy classes.

If I have my home and auto insurance with the same company can I get a discount?

Yes, the discount is up to 20% on both the home and auto policy.

I have had 3 claims in 3 years on my home, and my insurance company is going to cancel me. Can I get insurance with one of your companies?

Yes, but due to the claim history your policy may be surcharged by our companies.

Can I insure a vehicle that is not titled in my name?

Yes, depending on the situation.  Please contact our office for details.

I live in Illinois, but have a summer home in Michigan. Can you insure me?

Yes, we have excellent markets for seasonal dwellings.

I have a son or daughter in college. Is there coverage for their personal property even while away at college?

As long as their primary address is your address then your Homeowners Insurance will extend coverage for their college residence.

I live in Indiana and need insurance. Do you offer insurance in Indiana?

Yes, we are licensed to sell insurance in Michigan and Indiana.

I have had several tickets including a DUI. Can I still get Auto Insurance?

Absolutely! As long as your license is not suspended we have a market for you.