How Obeying Speed Limits Impact Cass County Insurance Rates

Cass County Insurance Rates

To car insurance companies, a speeding ticket can be a sign that you’re a riskier driver with a higher chance of getting into an accident.

But, not all speeding tickets are created equal.

The Purpose of  Speed Limits

While the purpose of speed limits within Cass County, Michigan and everywhere else for that matter, is to increase safest for all pedestrians, wildlife, and drivers, obeying the speed limit can have several other side benefits.

The Benefit of Fuel Economy

The most notable is that while every type of vehicle on the road reaches its optimal fuel economy at a different speed (or range of speeds), the gas mileage of most automobiles usually decreases rapidly at a range of speed above 50 miles per hour.

According to the Henshen Oil website, “you can assume that each 5 mph you drive over 50 mph is like paying an additional $0.18 per gallon for gas.”

Every auto will vary substantially in design. This is especially true in the way vehicles manage energy usage.

Said another way, the tricks and tips that apply to one vehicle brand or model may not apply to another model even of the same brand.

The manufacturer knows the design capabilities best, and therefore is able to help you operate and maintain your auto to maximize fuel economy, driving range, and battery life. Typically, all these details are in your owner’s manual.

The Benefit of Lower Insurance Rates

As an insurance brokerage agency serving Cass County, Michigan it has been Mahar Insurance’s observation that while many varying factors impact insurance rate quotes from age and gender, to vehicle type and vehicle color, the most important is driving record and driving history.

All other things being equal — having a proven history of obeying the speed limits of Cass County and other places will typically result in the lowest possible insurance premiums for our Dowagiac, Michigan insurance clients.

In fact, a historically clean driving record — also helps keep auto insurance rates in check when [or if] you do get a ticket, or need to make a claim for the first-time.

If you would like a quote, or have questions about your Cass County Insurance Rates, please contact us.

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